However, the difference between the car insurance rates paid by men and women changes substantially with age. We sampled quotes for different drivers and found that 20-year-old women pay 16%—or about $55 per month—less for car insurance than 20-year-old men. However, by age 32 the relationship flips and men paying $6 less per month than women do for car insurance.
All drivers are required by law to carry an auto liability insurance policy. A liability policy is the most basic kind of auto insurance on the market, providing a level of protection for vehicular accidents in which the policyholder is liable for injury or damage. If you are involved in a vehicular collision for which you are at fault, your liability car insurance will cover any medical bills or property damage for the other driver(s) resulting from the accident. Liability insurance policies are typically cheaper than more comprehensive policies, so keep in mind that this type of insurance will not cover your own injuries and expenses - only those of the other parties. Each state requires a different minimum level of liability insurance for its drivers. Since accidents are often much more expensive than the minimum liability coverage, Acceptance offers a range of affordable insurance options for additional liability protection so you can be sure you're covered in any unexpected situation.
Esurance's easy-to-use online quoting system is designed to help you personalize a plan so that you only pay for coverage you actually need. That way, you can get the best available auto insurance rates without forfeiting quality protection. Our low-cost options in Texas range from the most basic liability coverage — the minimum level of car insurance required by the state — to more comprehensive coverages that could financially protect you against a whole host of hazards. Plus, our long list of available discounts can help reduce your premium.
For most drivers, male and female car insurance rates are very similar: women pay $740 for a 6-month policy compared to the $735 paid by male drivers, on average. For young drivers, however, it's a different story. Men under the age of 25 pay an average of 10% more per year for car insurance than do women in the same age bracket. We'll explore the reasoning behind this discrepancy and review some easy ways to save when shopping for your next policy.
We take all of the hard work away to give you the best deals available. We focus not only on price but also the benefits and cover options included to ensure you have the right policy for your needs. Our friendly advisors can give you the knowledge you need with completely balanced advice so that you can make an informed choice. With no pressure, our advisors are here to help and save you time by finding the best policies on your behalf.
Homeowners aren't the only ones who need insurance. No matter where you live, having insurance protection helps you keep your finances intact by avoiding losses from theft, fire or other events that damage or destroy your personal property. And if you cause an accident that damages the apartment or condo itself, insurance can provide you with important protection in those cases, too.