The effect of this restriction on insurers is that young men actually pay less and young women pay more for car insurance than if insurers were to set rates based on gender. This is because males—that are typically riskier drivers—raise the average cost of coverage for the group of drivers as a whole, and safer women drivers end up paying more for car insurance.

Car insurance will prove a benefit if you ever experience a wreck, vehicle theft or other unpreventable problem on the road. The policy can help pay for such concerns as your own vehicle damage, injuries and related costs. Coverage can also pay for the damage you cause others if you are deemed at-fault in a wreck. With your policy, you can reduce your chances of significant financial losses after an unfortunate accident.
Its4women.ie is a trading name of MCL InsureTech Ltd. MCL InsureTech Ltd is authorised and regulated by the Financial Conduct Authority of the United Kingdom, registration number 306483, and is regulated by the Central Bank of Ireland for conduct of business rules. MCL InsureTech Ltd, Registered in Northern Ireland, Company number NI041174. Registered Office, 66 Railway Road, Coleraine, Co Derry, BT52 1PG.
Whether you are learning to drive or have just passed your test, it is exciting to get behind the wheel and enjoy the independence that driving can bring. While being in the driver’s seat is fun and offers many practical benefits, new drivers often suffer from the high costs involved. Car insurance for young drivers is usually very expensive. However, at MyFirstUK, we want to make car insurance for young drivers more affordable and accessible with the right level of cover and protection that you need.

At MyFirstUK, we don’t think its fair that car insurance for young drivers is so expensive. We also don’t like the fact that you have to pay twice with both learner insurance and then car insurance once you have passed your test. This is why we offer an exciting hybrid learner insurance to help save you money and keep you protected when your learning and when you pass.
As new and young drivers have less experience on the roads, statistics show that young drivers are more likely to have an accident when driving. As a result, car insurance providers often charge a premium for young drivers to cover the risk. MyFirstUK specialises in car insurance for young drivers. We know the best tips and tricks to help lower your premiums. We work hard to understand your needs so that we can help to find you the best deal whether you have just got your first car or are still learning.
Copyright © 2018 Young People Ltd. All rights reserved. MyFirstUK is a trading style of Young People Ltd. Young People Limited is an appointed representative of Ten Insurance Services Ltd who are authorised and regulated by the Financial Conduct Authority. Registered Office: Young People Ltd, Suites 1-2 , Unit A1, Tectonic Place, Holyport Road, Maidenhead, Berkshire, SL6 2YE. FCA Number 749204. Registered in England No: 8783689.

Its4women.ie is a trading name of MCL InsureTech Ltd. MCL InsureTech Ltd is authorised and regulated by the Financial Conduct Authority of the United Kingdom, registration number 306483, and is regulated by the Central Bank of Ireland for conduct of business rules. MCL InsureTech Ltd, Registered in Northern Ireland, Company number NI041174. Registered Office, 66 Railway Road, Coleraine, Co Derry, BT52 1PG.
We analyzed quotes from top auto insurers and found that car insurance for women costs 7% less on average than it does for men. The reason for this costs difference is that insurance companies have found that women are generally less likely to be in accidents. This rate discrepancy is most pronounced in young girls' car insurance rates, and men over the age of 30 actually pay slightly less than women of the same age. So overall, women still save money on car insurance, but it's still possible for women to overpay for coverage; so make sure to maximize discounts and shop around for the best deal.

We fooled you, as chances are you thought we’d list the “good student discount,” which usually gives up to 15 percent off for those who maintain a “B” average, but most folks are aware of that. While it’s a bonus that’s good to get, and one we recommend you look into, you can likely save way more by simply doing a car insurance comparison to see who offers the lowest rates. Here’s why: Rates for the exact same coverage vary by hundreds of dollars, depending on which insurer you choose. That’s because each insurance company assesses risk differently and uses its own formula when deciding how much you pay. If you don’t shop around, you won’t save. You can see how much you can save by using our average car insurance rates tool, which shows rates by ZIP code for six age groups and three coverage levels, as well as the highest and  lowest rates fielded from up to six major insurers.
It is essential to be aware that different learner insurance providers will have their own stipulations on who must accompany you as well as the time of day you are allowed to practice on the roads. At MyFirstUK, we make sure to check your requirements carefully. As well as this, we can find cheaper alternatives for those who can be more flexible with their needs in order to get the best deal.
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Consider the following: You are at fault for a crash that injured three people in another car. Your bodily injury liability limit per person is $50,000 and your bodily injury limit per accident is $100,000. If Person 1's medical bills total $40,000, Person 2's cost $30,000 and Person 3's cost $25,000, you're likely covered. Each person's bills were under $50,000 (your bodily injury limit per person), and the total cost of injuries is $95,000, which is lower than your $100,000 bodily injury limit for a single accident.

Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms of Service.
Cheapest Auto Insurance can access the policy offerings from over 30 of the top auto insurance companies in America. We’ll therefore be able to help you pinpoint the correct coverage options for your own needs. In addition to standard auto coverage, we offer non-owners, motorcycle, boat insurance, SR-22 options, high-risk coverage and more. Regardless of your driving history, we will get you coverage.
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