We fooled you, as chances are you thought we’d list the “good student discount,” which usually gives up to 15 percent off for those who maintain a “B” average, but most folks are aware of that. While it’s a bonus that’s good to get, and one we recommend you look into, you can likely save way more by simply doing a car insurance comparison to see who offers the lowest rates. Here’s why: Rates for the exact same coverage vary by hundreds of dollars, depending on which insurer you choose. That’s because each insurance company assesses risk differently and uses its own formula when deciding how much you pay. If you don’t shop around, you won’t save. You can see how much you can save by using our average car insurance rates tool, which shows rates by ZIP code for six age groups and three coverage levels, as well as the highest and  lowest rates fielded from up to six major insurers.
We fooled you, as chances are you thought we’d list the “good student discount,” which usually gives up to 15 percent off for those who maintain a “B” average, but most folks are aware of that. While it’s a bonus that’s good to get, and one we recommend you look into, you can likely save way more by simply doing a car insurance comparison to see who offers the lowest rates. Here’s why: Rates for the exact same coverage vary by hundreds of dollars, depending on which insurer you choose. That’s because each insurance company assesses risk differently and uses its own formula when deciding how much you pay. If you don’t shop around, you won’t save. You can see how much you can save by using our average car insurance rates tool, which shows rates by ZIP code for six age groups and three coverage levels, as well as the highest and  lowest rates fielded from up to six major insurers.
Interestingly, we found that every insurer weighs gender differently when providing insurance quotes. Progressive and State Farm both offer better rates for women overall, while GEICO offers better rates to men. However, the price differences between genders at each insurer are slight—around 4% to 8% each—and the overall price difference among insurers has a much more significant impact than gender does. Women looking for the best deals shouldn't worry too much about choosing an insurer that specifically caters to female drivers, so long as they're checking multiple insurers for the best rates.
Defensive driving classes go beyond the basics taught in driver’s education by having motorists learn how to drive in hazardous conditions, anticipate dangerous situations and avoid accidents. The best part? The cost is usually only $25 to $75 and you’ll typically snag a discount of five to 15 percent for three years.  Note, however, that insurer and state law requirements for these discounts vary a great deal. For example, 21st Century Insurance offers a discount to drivers under the age of 21 who take a state approved defensive driver course but with Esurance the discount is not age-based and is available to all drivers in New York, New Jersey, North Dakota, Georgia and Oklahoma.
Bodily injury coverage is the most important consideration when purchasing a liability policy. If you are responsible for an auto accident that leads to bodily injuries for the other party, it can become an ongoing expense that you will be responsible for. If you cause an accident that hurts someone in another vehicle, bodily injury coverage could help pay for related medical expenses and legal costs. Property damage liability coverage is also very important. Liability auto insurance should cover damage to the other party's vehicle in an accident for which you were at fault, plus any damage to property that was in the vehicle. Liability coverage may also apply to nearby dwellings and other property surrounding the scene of the collision. Contact Acceptance today to learn more and get the affordable liability coverage you need.
At MyFirstUK, we don’t think its fair that car insurance for young drivers is so expensive. We also don’t like the fact that you have to pay twice with both learner insurance and then car insurance once you have passed your test. This is why we offer an exciting hybrid learner insurance to help save you money and keep you protected when your learning and when you pass.
Liability insurance protects you against the claims of other drivers for their injuries or damage to their vehicles in the event that you cause an accident, up to the limits of liability in your policy. Most states require that drivers have liability insurance up to certain minimum limits, and SafeAuto has specialized in helping drivers meet those requirements for over 20 years.
Homeowners aren't the only ones who need insurance. No matter where you live, having insurance protection helps you keep your finances intact by avoiding losses from theft, fire or other events that damage or destroy your personal property. And if you cause an accident that damages the apartment or condo itself, insurance can provide you with important protection in those cases, too.
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