As new and young drivers have less experience on the roads, statistics show that young drivers are more likely to have an accident when driving. As a result, car insurance providers often charge a premium for young drivers to cover the risk. MyFirstUK specialises in car insurance for young drivers. We know the best tips and tricks to help lower your premiums. We work hard to understand your needs so that we can help to find you the best deal whether you have just got your first car or are still learning.
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For most drivers, male and female car insurance rates are very similar: women pay $740 for a 6-month policy compared to the $735 paid by male drivers, on average. For young drivers, however, it's a different story. Men under the age of 25 pay an average of 10% more per year for car insurance than do women in the same age bracket. We'll explore the reasoning behind this discrepancy and review some easy ways to save when shopping for your next policy.
However, the difference between the car insurance rates paid by men and women changes substantially with age. We sampled quotes for different drivers and found that 20-year-old women pay 16%—or about $55 per month—less for car insurance than 20-year-old men. However, by age 32 the relationship flips and men paying $6 less per month than women do for car insurance.
When it comes to finding car insurance for young drivers, many people aren’t sure how to find the best deal. Many people don’t know if they fall into the category of young driver, new driver, student driver or learner driver. At MyFirstUK we want to make it as easy as possible for all new and young drivers to find the best possible deal on their car and van insurance.
For most drivers, male and female car insurance rates are very similar: women pay $740 for a 6-month policy compared to the $735 paid by male drivers, on average. For young drivers, however, it's a different story. Men under the age of 25 pay an average of 10% more per year for car insurance than do women in the same age bracket. We'll explore the reasoning behind this discrepancy and review some easy ways to save when shopping for your next policy.

Defensive driving classes go beyond the basics taught in driver’s education by having motorists learn how to drive in hazardous conditions, anticipate dangerous situations and avoid accidents. The best part? The cost is usually only $25 to $75 and you’ll typically snag a discount of five to 15 percent for three years.  Note, however, that insurer and state law requirements for these discounts vary a great deal. For example, 21st Century Insurance offers a discount to drivers under the age of 21 who take a state approved defensive driver course but with Esurance the discount is not age-based and is available to all drivers in New York, New Jersey, North Dakota, Georgia and Oklahoma.


As new and young drivers have less experience on the roads, statistics show that young drivers are more likely to have an accident when driving. As a result, car insurance providers often charge a premium for young drivers to cover the risk. MyFirstUK specialises in car insurance for young drivers. We know the best tips and tricks to help lower your premiums. We work hard to understand your needs so that we can help to find you the best deal whether you have just got your first car or are still learning.
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